Home insurance can be a bit of an enigma if you’re a first-time buyer. Those who inherit entirely paid off homes from other people may be surprised to find out that home insurance isn’t even required if you’re not financing from the bank! This should tell you that the number of policies available are as varied as the number of home styles and colors. 1 Source Insurance wants to inform you of what is normal when it comes to home insurance and what you can do.
Most people are still paying off their home, which means that they need coverage for both the property structure and the grounds. Essentially, the bank wants to make sure that there’s a way to retain the value of the home even in the case of a horrible natural disaster or accident in Atlanta or Dallas, GA. However, that’s about as far as insurance coverage will go. It doesn’t have to include your property or what’s known as general liability. That means that if your mail person ends up breaking their leg because they tripped on a branch in your yard, it may not be covered under your policy.
What You Can Do
If you live in Atlanta or Dallas, GA and have questions about your policy, then give 1 Source Insurance a call for more information. We can help you understand the risks that you’re facing, so you have the means to protect yourself from anything that could happen. Even those who think that they don’t have much to protect likely have more than they think. Home insurance may not only protect your things, but it can also protect against bodily injury of you, your family, and others who may visit your home. Contact us for a quote or to ask questions about how home insurance works! Also, try our online rating tool for quotes on home insurance.