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Home Insurance in Georgia
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At 1 Source Insurance, we help you explore your options to find home insurance coverage that meets your needs. When you have a claim, we want your house to feel like home again as soon as possible. Georgia homeowners should consult an experienced insurance agent so they understand the terms of their policy before they have to file a claim. Most standard policies provide basic coverage.
Home and Property
Up to a certain amount, most homeowner’s policies cover:
- Loss or damage to personal items, such as jewelry.
- Damage to your home and other structures, such as sheds and fences.
- Temporary living expenses if you have to move out of your home while repairs are underway.
Homeowners insurance also protects you if someone is injured on your property, or if you unintentionally cause injury to someone else. Liability covers the affected individual's medical expenses. Coverage also pays for your legal costs if the person files a lawsuit.
Homeowners in Dallas, GA may opt for additional coverage if the home's value or other factors warrant it. For example, you may want extra coverage if you operate a home-based business.
Policies generally do not cover flooding. We can help Georgia homeowners locate disaster-related coverage if they live in an area prone to flooding.
Condominium associations usually provide coverage for floors, walls, and ceilings. It's usually your responsibility to insure the rest of your belongings. Even if additional items, such as carpeting, are already covered, any upgrades you make might not be.
If you rent your property to tenants, you should have sufficient coverage for your housing units and property.
We are committed to helping you get the home insurance coverage that's right for you. Use our online rating tool to obtain a quote, or contact our office to speak to a professional insurance agent serving the Dallas, GA area. We look forward to working with you.